Prestige Home Guard

What Does an Air Filter Do?

What Does an Air Filter Actually Do?

Every time your furnace or air conditioner runs, it pulls air through the filter. That filter captures:

  • Dust & dirt
  • Pet dander & hair
  • Mold spores
  • Smoke & pollen
  • Lint, fibers & bacteria
  • Even viruses (with high-efficiency filters)

Even if your system isn’t heating or cooling, running your thermostat fan occasionally can continue filtering the air. This is especially helpful after cleaning, when coming back to a closed-up house, or during allergy season.


🧪 Understanding MERV Ratings

Air filters are rated on a MERV scale (Minimum Efficiency Reporting Value) that measures how effectively they trap airborne particles:

MERV RatingWhat It CapturesIdeal For
1–4Dust, pollen, large particlesBasic residential use
5–8Mold spores, hair spray, lintAverage homes
9–12Auto emissions, lead dust, bacteriaHomes with allergies or pets
13–16Smoke, viruses, fine particlesHospitals or high-sensitivity homes

For most homes, a MERV 9–12 filter strikes the perfect balance of clean air and good airflow.


📆 When to Change Your Air Filter

How often you change your air filter depends on your household:

🏠 Standard Home (No Pets, No Allergies)

  • Change every 90 days
  • Check monthly to catch early buildup

🐾 Home with Pets

  • One pet: every 60 days
  • Multiple pets or heavy shedders: every 20–45 days
  • Check every 2 weeks

🤧 Home with Allergies or Asthma

  • Every 20–45 days
  • Use a higher MERV rating (11–13) for cleaner, allergen-free air
  • Replace immediately if symptoms worsen

🏡 Vacation Homes / Part-Time Residences

  • Replace every 6–12 months
  • Swap in a new filter upon arrival for best air quality during your stay

⚠️ Why It Matters

According to the World Health Organization, over 3.8 million premature deaths are linked to indoor air pollution each year. Clean air starts with a clean filter.

And the numbers don’t lie:

  • 4 million U.S. adults currently suffer from asthma
  • 1 million children also deal with this chronic condition
  • Dirty filters strain your HVAC system, leading to higher bills and possible breakdowns

Keep It Simple with a Filter Routine

Set reminders on your phone or calendar. Stock up on filters in bulk. Better yet, mark your HVAC inspection dates with Prestige Home Guard we’ll help you stay ahead of breakdowns and discomfort.


🛡️ Your Air, Protected by Prestige

At Prestige Home Guard, we believe in clean, safe, comfortable living. That’s why we cover your home’s essential systems—including your HVAC—for unexpected failures and costly repairs.

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